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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,068 | $65,428+129.4% | $169,390-11.4% | $71,511+109.9% |
| Participation rate | 84.1% | 66.9%+17.2pp | 77.2%+6.9pp | 67.9%+16.2pp |
| Annual return | 14.70% | 21.35%-6.6pp | 406.07%-391.4pp | 28.86%-14.2pp |
| Employer contribution / active EE | $3,107 | $2,064+50.5% | $4,013-22.6% | $2,589+20.0% |
| Participant deferral / active EE | $9,344 | $4,360+114.3% | $6,222+50.2% | $4,291+117.8% |
| Admin fee / account holder | $8,091 | $1,328+509.4% | $9,015-10.2% | $1,588+409.4% |