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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,487 | $138,072-30.1% | $123,549-21.9% | $135,382-28.7% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -11.68% | 153.69%-165.4pp | 119.20%-130.9pp | 519.77%-531.5pp |
| Employer contribution / active EE | $21,161 | $5,152+310.8% | $4,628+357.2% | $4,779+342.8% |
| Participant deferral / active EE | $18,473 | $6,799+171.7% | $6,426+187.5% | $5,609+229.4% |
| Admin fee / account holder | $672 | $10,917-93.8% | $9,284-92.8% | $10,829-93.8% |