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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,414 | $80,748-47.5% | $102,383-58.6% | $74,429-43.0% |
| Participation rate | 50.0% | 65.7%-15.7pp | 74.5%-24.5pp | 67.2%-17.2pp |
| Annual return | 15.98% | 27.57%-11.6pp | 24.94%-9.0pp | 1368.38%-1352.4pp |
| Employer contribution / active EE | $1,087 | $3,159-65.6% | $3,870-71.9% | $2,625-58.6% |
| Participant deferral / active EE | $3,380 | $3,861-12.5% | $5,060-33.2% | $4,348-22.3% |
| Admin fee / account holder | $4,524 | $2,371+90.8% | $8,391-46.1% | $1,944+132.7% |