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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,738 | $72,177+101.9% | $115,037+26.7% | $59,633+144.4% |
| Participation rate | 14.8% | 72.6%-57.7pp | 81.4%-66.6pp | 68.7%-53.9pp |
| Annual return | -5.35% | 12.02%-17.4pp | 26.14%-31.5pp | 2041.40%-2046.7pp |
| Employer contribution / active EE | $453 | $2,841-84.0% | $4,608-90.2% | $2,203-79.4% |
| Participant deferral / active EE | $2,667 | $4,783-44.2% | $6,026-55.8% | $3,192-16.4% |
| Admin fee / account holder | $0 | $4,927-100.0% | $8,175-100.0% | $4,297-100.0% |