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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,455 | $148,582-58.0% | $135,942-54.1% | $139,456-55.2% |
| Participation rate | 77.8% | 83.9%-6.1pp | 81.9%-4.1pp | 80.3%-2.5pp |
| Annual return | 21.27% | 79.26%-58.0pp | 68.28%-47.0pp | 373.45%-352.2pp |
| Employer contribution / active EE | $2,175 | $5,245-58.5% | $4,858-55.2% | $4,753-54.2% |
| Participant deferral / active EE | $4,404 | $8,101-45.6% | $7,759-43.2% | $6,711-34.4% |
| Admin fee / account holder | $1,530 | $12,402-87.7% | $10,764-85.8% | $11,407-86.6% |