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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,493 | $198,462-81.6% | $170,439-78.6% | $147,585-75.3% |
| Participation rate | 75.0% | 88.0%-13.0pp | 83.6%-8.6pp | 82.8%-7.8pp |
| Annual return | 5.91% | 257.30%-251.4pp | 205.94%-200.0pp | 578.58%-572.7pp |
| Employer contribution / active EE | $1,807 | $6,184-70.8% | $5,433-66.7% | $4,876-62.9% |
| Participant deferral / active EE | $2,566 | $5,629-54.4% | $4,939-48.0% | $5,439-52.8% |
| Admin fee / account holder | $1,689 | $16,852-90.0% | $13,881-87.8% | $10,886-84.5% |