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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,652 | $181,896-84.2% | $156,551-81.7% | $273,972-89.5% |
| Participation rate | 77.8% | 88.4%-10.6pp | 84.0%-6.2pp | 83.0%-5.2pp |
| Annual return | 3.15% | 30.74%-27.6pp | 32.23%-29.1pp | 41.46%-38.3pp |
| Employer contribution / active EE | $1,630 | $6,248-73.9% | $5,501-70.4% | $4,869-66.5% |
| Participant deferral / active EE | $2,327 | $5,550-58.1% | $4,871-52.2% | $5,287-56.0% |
| Admin fee / account holder | $1,846 | $15,560-88.1% | $13,028-85.8% | $10,133-81.8% |