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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,790 | $183,516-41.8% | $155,534-31.3% | $145,884-26.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 6.60% | 61.43%-54.8pp | 64.92%-58.3pp | 551.85%-545.2pp |
| Employer contribution / active EE | $2,388 | $5,315-55.1% | $4,675-48.9% | $4,662-48.8% |
| Participant deferral / active EE | $6,859 | $6,467+6.1% | $5,630+21.8% | $6,690+2.5% |
| Admin fee / account holder | $8,881 | $19,293-54.0% | $15,900-44.1% | $13,392-33.7% |