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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $396,980 | $129,960+205.5% | $104,299+280.6% | $134,545+195.1% |
| Participation rate | 100.0% | 79.5%+20.5pp | 73.3%+26.7pp | 81.2%+18.8pp |
| Annual return | -20.51% | 42.06%-62.6pp | 24.62%-45.1pp | 418.37%-438.9pp |
| Employer contribution / active EE | $3,334 | $4,186-20.3% | $3,373-1.2% | $4,742-29.7% |
| Participant deferral / active EE | $14,567 | $5,589+160.6% | $4,626+214.9% | $6,401+127.6% |
| Admin fee / account holder | $47,728 | $9,324+411.9% | $7,339+550.3% | $11,431+317.5% |