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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $473,662 | $149,741+216.3% | $118,914+298.3% | $158,982+197.9% |
| Participation rate | 100.0% | 82.1%+17.9pp | 75.4%+24.6pp | 82.0%+18.0pp |
| Annual return | 15.74% | 19.94%-4.2pp | 35.89%-20.1pp | 302.99%-287.2pp |
| Employer contribution / active EE | $3,177 | $4,119-22.9% | $3,264-2.7% | $4,763-33.3% |
| Participant deferral / active EE | $14,567 | $5,226+178.8% | $4,266+241.5% | $5,983+143.4% |
| Admin fee / account holder | $39,235 | $8,607+355.8% | $6,582+496.1% | $11,252+248.7% |