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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $473,662 | $149,754+216.3% | $118,934+298.3% | $158,931+198.0% |
| Participation rate | 100.0% | 82.1%+17.9pp | 75.4%+24.6pp | 82.0%+18.0pp |
| Annual return | 15.74% | 19.95%-4.2pp | 35.88%-20.1pp | 302.86%-287.1pp |
| Employer contribution / active EE | $3,177 | $4,116-22.8% | $3,263-2.6% | $4,761-33.3% |
| Participant deferral / active EE | $14,567 | $5,224+178.8% | $4,265+241.5% | $5,982+143.5% |
| Admin fee / account holder | $39,235 | $8,603+356.1% | $6,580+496.3% | $11,247+248.9% |