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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $295,266 | $181,062+63.1% | $158,223+86.6% | $155,188+90.3% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 10.98% | 57.39%-46.4pp | 52.09%-41.1pp | 148.84%-137.9pp |
| Employer contribution / active EE | $13,777 | $4,565+201.8% | $4,109+235.3% | $4,248+224.3% |
| Participant deferral / active EE | $10,995 | $6,134+79.2% | $5,467+101.1% | $6,531+68.3% |
| Admin fee / account holder | $5,980 | $18,825-68.2% | $16,047-62.7% | $14,480-58.7% |