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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,004 | $217,432-5.7% | $185,851+10.3% | $167,553+22.4% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 15.55% | 148.43%-132.9pp | 122.11%-106.6pp | 478.89%-463.3pp |
| Employer contribution / active EE | $14,208 | $5,874+141.9% | $5,168+174.9% | $4,840+193.6% |
| Participant deferral / active EE | $9,937 | $6,357+56.3% | $5,569+78.5% | $6,343+56.7% |
| Admin fee / account holder | $1,237 | $19,820-93.8% | $16,245-92.4% | $12,316-90.0% |