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| Provider | Service type | Compensation |
|---|---|---|
Service code 52 | Indirect Investment Fees | $12,995 |
Filed as: AMERICAN UNITED LIFE INSURANCE COMP Service code 15 · EIN 35-0145825 | Recordkeeping | $1,350 |
AMERICAN REALTY ADVISORS2 years Filed as: AMERICAN UNTIED LIFE INSURANCE CO Service code 52 | Indirect Investment Fees | $0 |
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,086 | $86,332-75.6% | $125,180-83.2% | $65,185-67.7% |
| Participation rate | 100.0% | 75.3%+24.7pp | 79.8%+20.2pp | 70.2%+29.8pp |
| Annual return | 24.70% | 27.43%-2.7pp | 43.79%-19.1pp | 29.38%-4.7pp |
| Employer contribution / active EE | $832 | $2,040-59.2% | $3,866-78.5% | $2,177-61.8% |
| Participant deferral / active EE | $1,512 | $3,537-57.3% | $4,937-69.4% | $3,514-57.0% |
| Admin fee / account holder | $6 | $609-99.0% | $9,703-99.9% | $847-99.2% |