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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,974 | $88,754-2.0% | $81,820+6.3% | $145,877-40.4% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 12.44% | 1031.77%-1019.3pp | 777.93%-765.5pp | 551.28%-538.8pp |
| Employer contribution / active EE | $6,015 | $3,085+94.9% | $2,915+106.3% | $4,663+29.0% |
| Participant deferral / active EE | $20,367 | $4,648+338.2% | $4,323+371.2% | $6,691+204.4% |
| Admin fee / account holder | $9,074 | $8,424+7.7% | $7,391+22.8% | $13,402-32.3% |