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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,310 | $92,743-41.4% | $82,744-34.4% | $134,532-59.6% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 81.2%+18.8pp |
| Annual return | -17.20% | 946.63%-963.8pp | 702.22%-719.4pp | 418.27%-435.5pp |
| Employer contribution / active EE | $6,107 | $3,273+86.6% | $3,008+103.0% | $4,741+28.8% |
| Participant deferral / active EE | $15,573 | $4,802+224.3% | $4,395+254.4% | $6,401+143.3% |
| Admin fee / account holder | $5,899 | $5,977-1.3% | $5,325+10.8% | $11,429-48.4% |