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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,225 | $102,595-27.7% | $94,057-21.1% | $154,746-52.0% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 80.7%+19.3pp |
| Annual return | 11.52% | 583.42%-571.9pp | 480.62%-469.1pp | 172.34%-160.8pp |
| Employer contribution / active EE | $9,245 | $3,147+193.7% | $2,933+215.2% | $4,379+111.1% |
| Participant deferral / active EE | $24,100 | $5,118+370.9% | $4,709+411.7% | $6,730+258.1% |
| Admin fee / account holder | $64,701 | $7,736+736.4% | $7,244+793.1% | $14,365+350.4% |