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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,974 | $88,815-2.1% | $81,882+6.2% | $145,897-40.4% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 12.44% | 1033.75%-1021.3pp | 779.47%-767.0pp | 552.29%-539.9pp |
| Employer contribution / active EE | $6,015 | $3,086+94.9% | $2,916+106.3% | $4,663+29.0% |
| Participant deferral / active EE | $20,367 | $4,647+338.2% | $4,323+371.1% | $6,689+204.5% |
| Admin fee / account holder | $9,074 | $8,434+7.6% | $7,360+23.3% | $13,390-32.2% |