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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,554 | $118,496-63.2% | $98,461-55.8% | $139,466-68.8% |
| Participation rate | 62.5% | 77.5%-15.0pp | 75.2%-12.7pp | 80.3%-17.8pp |
| Annual return | 14.33% | 18.96%-4.6pp | 21.17%-6.8pp | 373.66%-359.3pp |
| Employer contribution / active EE | $1,796 | $3,611-50.3% | $3,049-41.1% | $4,754-62.2% |
| Participant deferral / active EE | $3,758 | $5,393-30.3% | $4,738-20.7% | $6,712-44.0% |
| Admin fee / account holder | $3,152 | $14,056-77.6% | $8,961-64.8% | $11,409-72.4% |