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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,416 | $118,708-39.8% | $98,920-27.8% | $158,982-55.1% |
| Participation rate | 100.0% | 77.8%+22.2pp | 76.0%+24.0pp | 82.0%+18.0pp |
| Annual return | 41.41% | 372.49%-331.1pp | 196.47%-155.1pp | 302.99%-261.6pp |
| Employer contribution / active EE | $2,575 | $3,334-22.8% | $2,689-4.3% | $4,763-45.9% |
| Participant deferral / active EE | $6,743 | $5,089+32.5% | $4,245+58.8% | $5,983+12.7% |
| Admin fee / account holder | $16,585 | $10,134+63.7% | $6,643+149.7% | $11,252+47.4% |