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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,660 | $165,361-43.4% | $149,715-37.4% | $158,950-41.1% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 16.92% | 348.24%-331.3pp | 276.66%-259.7pp | 302.91%-286.0pp |
| Employer contribution / active EE | $9,224 | $5,103+80.7% | $4,645+98.6% | $4,762+93.7% |
| Participant deferral / active EE | $5,644 | $7,182-21.4% | $6,842-17.5% | $5,983-5.7% |
| Admin fee / account holder | $794 | $10,808-92.7% | $9,310-91.5% | $11,248-92.9% |