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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER1 year Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $16,366 |
Service code 15 · EIN 83-1832626 | Recordkeeping | $6,098 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,271 | $91,559-83.3% | $133,971-88.6% | $79,852-80.9% |
| Participation rate | 75.5% | 73.3%+2.2pp | 79.8%-4.3pp | 69.6%+5.9pp |
| Annual return | 17.94% | 61.85%-43.9pp | 45.09%-27.2pp | 31.72%-13.8pp |
| Employer contribution / active EE | $1,583 | $2,384-33.6% | $3,919-59.6% | $2,471-35.9% |
| Participant deferral / active EE | $2,375 | $3,734-36.4% | $5,047-52.9% | $3,740-36.5% |
| Admin fee / account holder | $172 | $6,321-97.3% | $8,929-98.1% | $5,306-96.8% |