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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,070 | $209,428-48.4% | $178,498-39.5% | $158,950-32.0% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 13.39% | 188.78%-175.4pp | 151.09%-137.7pp | 302.91%-289.5pp |
| Employer contribution / active EE | $3,049 | $5,707-46.6% | $5,011-39.1% | $4,762-36.0% |
| Participant deferral / active EE | $8,915 | $5,955+49.7% | $5,202+71.4% | $5,983+49.0% |
| Admin fee / account holder | $1,294 | $17,077-92.4% | $13,985-90.7% | $11,248-88.5% |