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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $331,689 | $96,388+244.1% | $80,627+311.4% | $139,466+137.8% |
| Participation rate | 100.0% | 73.6%+26.4pp | 67.0%+33.0pp | 80.3%+19.7pp |
| Annual return | 12.51% | 1352.08%-1339.6pp | 936.76%-924.2pp | 373.66%-361.1pp |
| Employer contribution / active EE | $3,904 | $3,260+19.8% | $2,723+43.4% | $4,754-17.9% |
| Participant deferral / active EE | $8,330 | $5,224+59.4% | $4,443+87.5% | $6,712+24.1% |
| Admin fee / account holder | $3,758 | $6,603-43.1% | $5,381-30.2% | $11,409-67.1% |