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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,529 | $96,678-26.0% | $86,640-17.4% | $139,466-48.7% |
| Participation rate | 33.3% | 74.4%-41.1pp | 71.7%-38.4pp | 80.3%-47.0pp |
| Annual return | 15.12% | 106.69%-91.6pp | 592.52%-577.4pp | 373.66%-358.5pp |
| Employer contribution / active EE | $1,793 | $3,265-45.1% | $3,024-40.7% | $4,754-62.3% |
| Participant deferral / active EE | $4,194 | $4,837-13.3% | $4,438-5.5% | $6,712-37.5% |
| Admin fee / account holder | $12,993 | $6,410+102.7% | $5,616+131.4% | $11,409+13.9% |