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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,749 | $103,038-55.6% | $90,324-49.4% | $152,909-70.1% |
| Participation rate | 33.3% | 75.9%-42.5pp | 73.3%-39.9pp | 82.5%-49.1pp |
| Annual return | 28.19% | 95.25%-67.1pp | 78.15%-50.0pp | 345.46%-317.3pp |
| Employer contribution / active EE | $1,394 | $3,141-55.6% | $2,856-51.2% | $4,764-70.7% |
| Participant deferral / active EE | $3,061 | $4,282-28.5% | $3,885-21.2% | $5,851-47.7% |
| Admin fee / account holder | $3,040 | $6,177-50.8% | $5,356-43.2% | $11,601-73.8% |