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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,580 | $89,367+56.2% | $141,191-1.1% | $72,975+91.3% |
| Participation rate | 60.5% | 75.1%-14.7pp | 82.5%-22.0pp | 69.5%-9.0pp |
| Annual return | 21.75% | 111.87%-90.1pp | 71.41%-49.7pp | 81.01%-59.3pp |
| Employer contribution / active EE | $5,917 | $3,115+90.0% | $4,736+24.9% | $2,440+142.5% |
| Participant deferral / active EE | $13,484 | $5,419+148.8% | $6,710+101.0% | $3,608+273.8% |
| Admin fee / account holder | $10,666 | $5,957+79.1% | $10,264+3.9% | $5,124+108.1% |