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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,204 | $76,551-31.8% | $123,894-57.9% | $62,881-17.0% |
| Participation rate | 55.1% | 73.0%-17.9pp | 81.4%-26.4pp | 69.3%-14.2pp |
| Annual return | 13.77% | 18.68%-4.9pp | 47.52%-33.7pp | 20.14%-6.4pp |
| Employer contribution / active EE | $2,354 | $2,882-18.3% | $4,617-49.0% | $2,281+3.2% |
| Participant deferral / active EE | $5,325 | $4,840+10.0% | $5,984-11.0% | $3,203+66.3% |
| Admin fee / account holder | $783 | $4,826-83.8% | $8,357-90.6% | $4,296-81.8% |