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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,903 | $209,425-60.9% | $178,499-54.1% | $158,966-48.5% |
| Participation rate | 81.8% | 86.4%-4.5pp | 81.9%-0.1pp | 82.0%-0.1pp |
| Annual return | 14.19% | 188.80%-174.6pp | 151.10%-136.9pp | 302.95%-288.8pp |
| Employer contribution / active EE | $1,919 | $5,707-66.4% | $5,011-61.7% | $4,762-59.7% |
| Participant deferral / active EE | $3,046 | $5,955-48.9% | $5,202-41.5% | $5,983-49.1% |
| Admin fee / account holder | $1,311 | $17,078-92.3% | $13,986-90.6% | $11,250-88.3% |