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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,579 | $202,342-70.1% | $172,752-64.9% | $152,897-60.4% |
| Participation rate | 90.0% | 87.1%+2.9pp | 82.6%+7.4pp | 82.5%+7.5pp |
| Annual return | 20.50% | 1029.83%-1009.3pp | 802.97%-782.5pp | 345.43%-324.9pp |
| Employer contribution / active EE | $1,935 | $5,858-67.0% | $5,144-62.4% | $4,764-59.4% |
| Participant deferral / active EE | $3,387 | $5,948-43.1% | $5,198-34.8% | $5,851-42.1% |
| Admin fee / account holder | $1,496 | $17,111-91.3% | $13,955-89.3% | $11,599-87.1% |