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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,714 | $79,089-10.6% | $100,392-29.6% | $74,459-5.0% |
| Participation rate | 66.9% | 79.4%-12.5pp | 81.5%-14.6pp | 67.2%-0.3pp |
| Annual return | 14.82% | 20.61%-5.8pp | 49.45%-34.6pp | 1369.70%-1354.9pp |
| Employer contribution / active EE | $1,675 | $3,015-44.4% | $3,941-57.5% | $2,626-36.2% |
| Participant deferral / active EE | $5,474 | $7,747-29.3% | $8,090-32.3% | $4,350+25.9% |
| Admin fee / account holder | $3,038 | $1,336+127.4% | $7,904-61.6% | $1,945+56.2% |