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| Provider | Service type | Compensation |
|---|---|---|
SHAREBUILDER ADVISOR LLC3 years Service code 27 801 2ND AVE · SEATTLE, WA 98104 | Advisory (Plan) | $14,465 |
ASCENSUS LLC3 years Service code 15 · EIN 11-3665754 | Recordkeeping | $7,509 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,067 | $66,813-35.5% | $100,535-57.2% | $73,497-41.4% |
| Participation rate | 62.5% | 77.5%-15.0pp | 79.4%-16.9pp | 70.7%-8.2pp |
| Annual return | 20.01% | 25.70%-5.7pp | 30.90%-10.9pp | 28.51%-8.5pp |
| Employer contribution / active EE | $1,392 | $2,147-35.2% | $3,419-59.3% | $2,270-38.7% |
| Participant deferral / active EE | $4,861 | $5,883-17.4% | $6,271-22.5% | $3,740+30.0% |
| Admin fee / account holder | $174 | $512-66.0% | $8,085-97.8% | $513-66.1% |