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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,232 | $92,219+13.0% | $76,766+35.8% | $135,382-23.0% |
| Participation rate | 100.0% | 79.8%+20.2pp | 77.0%+23.0pp | 82.6%+17.4pp |
| Annual return | -9.41% | 5.46%-14.9pp | 2.43%-11.8pp | 519.77%-529.2pp |
| Employer contribution / active EE | $7,744 | $3,216+140.8% | $2,485+211.6% | $4,779+62.0% |
| Participant deferral / active EE | $13,228 | $4,508+193.4% | $3,851+243.5% | $5,609+135.8% |
| Admin fee / account holder | $460 | $10,749-95.7% | $6,675-93.1% | $10,829-95.8% |