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| Provider | Service type | Compensation |
|---|---|---|
FIDELITY INVESTMENTS INSTITUTIONAL11+ years Service code 37 · EIN 04-2647786 | Loan Processing | $73,678 |
CREATIVE PLANNING LLC4 years Filed as: CREATIVE PLANNING Service code 27 · EIN 43-1270780 | Advisory (Plan) | $71,089 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,666 | $110,483+28.2% | $145,433-2.6% | $79,634+77.9% |
| Participation rate | 96.7% | 71.1%+25.6pp | 82.1%+14.6pp | 62.5%+34.2pp |
| Annual return | 22.11% | 24.62%-2.5pp | 66.58%-44.5pp | 36.46%-14.3pp |
| Employer contribution / active EE | $5,845 | $4,053+44.2% | $4,554+28.3% | $2,529+131.1% |
| Participant deferral / active EE | $12,953 | $7,216+79.5% | $7,897+64.0% | $3,835+237.8% |
| Admin fee / account holder | $141 | $680-79.3% | $13,129-98.9% | $1,002-85.9% |