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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,499 | $135,956-79.0% | $123,894-77.0% | $273,972-89.6% |
| Participation rate | 50.0% | 84.1%-34.1pp | 81.4%-31.4pp | 83.0%-33.0pp |
| Annual return | 6.46% | 56.63%-50.2pp | 47.52%-41.1pp | 41.46%-35.0pp |
| Employer contribution / active EE | $3,869 | $5,170-25.2% | $4,617-16.2% | $4,869-20.5% |
| Participant deferral / active EE | $4,412 | $6,343-30.4% | $5,984-26.3% | $5,287-16.6% |
| Admin fee / account holder | $1,685 | $9,817-82.8% | $8,357-79.8% | $10,133-83.4% |