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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,229 | $135,956-73.4% | $123,894-70.8% | $273,972-86.8% |
| Participation rate | 95.5% | 84.1%+11.4pp | 81.4%+14.0pp | 83.0%+12.4pp |
| Annual return | 7.16% | 56.63%-49.5pp | 47.52%-40.4pp | 41.46%-34.3pp |
| Employer contribution / active EE | $1,560 | $5,170-69.8% | $4,617-66.2% | $4,869-68.0% |
| Participant deferral / active EE | $4,007 | $6,343-36.8% | $5,984-33.0% | $5,287-24.2% |
| Admin fee / account holder | $624 | $9,817-93.6% | $8,357-92.5% | $10,133-93.8% |