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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,852 | $133,983-87.4% | $112,244-85.0% | $134,493-87.5% |
| Participation rate | 75.0% | 78.6%-3.6pp | 75.1%-0.1pp | 81.2%-6.2pp |
| Annual return | -20.76% | 47.13%-67.9pp | 27.46%-48.2pp | 418.01%-438.8pp |
| Employer contribution / active EE | $3,551 | $4,039-12.1% | $3,635-2.3% | $4,740-25.1% |
| Participant deferral / active EE | $4,370 | $5,291-17.4% | $4,728-7.6% | $6,400-31.7% |
| Admin fee / account holder | $17,258 | $7,490+130.4% | $6,411+169.2% | $11,425+51.1% |