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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,852 | $133,998-87.4% | $112,263-85.0% | $134,545-87.5% |
| Participation rate | 75.0% | 78.6%-3.6pp | 75.1%-0.1pp | 81.2%-6.2pp |
| Annual return | -20.76% | 47.17%-67.9pp | 27.49%-48.3pp | 418.37%-439.1pp |
| Employer contribution / active EE | $3,551 | $4,040-12.1% | $3,636-2.3% | $4,742-25.1% |
| Participant deferral / active EE | $4,370 | $5,292-17.4% | $4,729-7.6% | $6,401-31.7% |
| Admin fee / account holder | $17,258 | $7,493+130.3% | $6,410+169.2% | $11,431+51.0% |