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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,968 | $138,075-83.4% | $123,552-81.4% | $135,379-83.0% |
| Participation rate | 80.0% | 84.7%-4.7pp | 82.3%-2.3pp | 82.6%-2.6pp |
| Annual return | 4.08% | 153.70%-149.6pp | 119.20%-115.1pp | 519.79%-515.7pp |
| Employer contribution / active EE | $2,919 | $5,152-43.3% | $4,628-36.9% | $4,779-38.9% |
| Participant deferral / active EE | $7,014 | $6,800+3.2% | $6,426+9.2% | $5,609+25.1% |
| Admin fee / account holder | $5,071 | $10,917-53.5% | $9,285-45.4% | $10,828-53.2% |