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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $486,792 | $167,362+190.9% | $143,799+238.5% | $134,532+261.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -17.33% | 0.47%-17.8pp | -0.04%-17.3pp | 418.27%-435.6pp |
| Employer contribution / active EE | $18,183 | $5,620+223.5% | $4,952+267.2% | $4,741+283.5% |
| Participant deferral / active EE | $13,143 | $6,447+103.8% | $5,638+133.1% | $6,401+105.3% |
| Admin fee / account holder | $3,751 | $18,094-79.3% | $14,677-74.4% | $11,429-67.2% |