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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,557 | $198,457+16.7% | $170,435+35.9% | $147,586+56.9% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 21.33% | 257.30%-236.0pp | 205.94%-184.6pp | 578.59%-557.3pp |
| Employer contribution / active EE | $17,792 | $6,183+187.8% | $5,432+227.5% | $4,876+264.9% |
| Participant deferral / active EE | $7,650 | $5,629+35.9% | $4,939+54.9% | $5,439+40.7% |
| Admin fee / account holder | $793 | $16,852-95.3% | $13,881-94.3% | $10,886-92.7% |