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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,913 | $165,399+15.4% | $149,745+27.5% | $158,982+20.1% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 16.65% | 348.34%-331.7pp | 276.72%-260.1pp | 302.99%-286.3pp |
| Employer contribution / active EE | $6,772 | $5,105+32.7% | $4,646+45.8% | $4,763+42.2% |
| Participant deferral / active EE | $8,623 | $7,183+20.1% | $6,843+26.0% | $5,983+44.1% |
| Admin fee / account holder | $395 | $10,811-96.3% | $9,312-95.8% | $11,252-96.5% |