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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,809 | $150,447+32.1% | $136,298+45.9% | $147,586+34.7% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 15.58% | 1049.15%-1033.6pp | 5156.27%-5140.7pp | 578.59%-563.0pp |
| Employer contribution / active EE | $5,003 | $5,256-4.8% | $4,696+6.5% | $4,876+2.6% |
| Participant deferral / active EE | $7,832 | $6,631+18.1% | $6,247+25.4% | $5,439+44.0% |
| Admin fee / account holder | $1,658 | $10,906-84.8% | $9,244-82.1% | $10,886-84.8% |