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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,524 | $198,461-54.4% | $170,436-46.9% | $147,585-38.7% |
| Participation rate | 63.2% | 88.0%-24.8pp | 83.6%-20.4pp | 82.8%-19.7pp |
| Annual return | 14.88% | 257.30%-242.4pp | 205.94%-191.1pp | 578.57%-563.7pp |
| Employer contribution / active EE | $2,385 | $6,184-61.4% | $5,433-56.1% | $4,876-51.1% |
| Participant deferral / active EE | $5,728 | $5,629+1.8% | $4,939+16.0% | $5,439+5.3% |
| Admin fee / account holder | $320 | $16,852-98.1% | $13,880-97.7% | $10,885-97.1% |