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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY2 years Filed as: MORGAN STANLEY Service code 27 1585 BROADWAY · NEW YORK, NY 10036 | Advisory (Plan) | $79,988 |
Filed as: EMPOWER LIFE & ANNUITY INSURANCE CO Service code 64 8515 EAST ORCHARD ROAD · VILLAGE, CO 80111 | Recordkeeping Fees | $35,942 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $11,125 |
THE BENEFIT PRACTICE8 years Service code 13 1055 WASHINGTON BLVD. SUITE 540 · STAMFORD, CT 06901 | Contract Administrator | $6,000 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,911 | $122,042+99.9% | $184,260+32.4% | $74,459+227.6% |
| Participation rate | 100.0% | 85.5%+14.5pp | 86.8%+13.2pp | 67.2%+32.8pp |
| Annual return | 17.01% | 19.91%-2.9pp | 28.84%-11.8pp | 1369.70%-1352.7pp |
| Employer contribution / active EE | $20,233 | $4,537+345.9% | $6,427+214.8% | $2,626+670.5% |
| Participant deferral / active EE | $16,949 | $7,143+137.3% | $9,133+85.6% | $4,350+289.7% |
| Admin fee / account holder | $547 | $1,252-56.3% | $13,898-96.1% | $1,945-71.9% |