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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,690 | $99,032-93.2% | $80,022-91.6% | $135,379-95.1% |
| Participation rate | 94.7% | 78.4%+16.4pp | 75.8%+18.9pp | 82.6%+12.1pp |
| Annual return | -11.01% | 15.39%-26.4pp | 11.22%-22.2pp | 519.79%-530.8pp |
| Employer contribution / active EE | $1,055 | $3,043-65.3% | $2,468-57.3% | $4,779-77.9% |
| Participant deferral / active EE | $2,464 | $4,282-42.5% | $3,686-33.1% | $5,609-56.1% |
| Admin fee / account holder | $1,551 | $10,436-85.1% | $6,521-76.2% | $10,828-85.7% |