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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,624 | $93,617-72.6% | $135,982-81.2% | $75,177-65.9% |
| Participation rate | 59.3% | 75.2%-15.9pp | 81.9%-22.7pp | 67.2%-7.9pp |
| Annual return | 17.35% | 30.89%-13.5pp | 68.32%-51.0pp | 160.75%-143.4pp |
| Employer contribution / active EE | $1,432 | $3,538-59.5% | $4,859-70.5% | $2,671-46.4% |
| Participant deferral / active EE | $3,180 | $6,406-50.4% | $7,760-59.0% | $4,126-22.9% |
| Admin fee / account holder | $199 | $6,980-97.2% | $10,767-98.2% | $5,651-96.5% |