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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,046 | $138,114-86.9% | $125,391-85.6% | $134,545-86.6% |
| Participation rate | 69.6% | 84.5%-14.9pp | 82.4%-12.8pp | 81.2%-11.7pp |
| Annual return | -16.95% | 750.88%-767.8pp | 572.41%-589.4pp | 418.37%-435.3pp |
| Employer contribution / active EE | $1,410 | $5,246-73.1% | $4,816-70.7% | $4,742-70.3% |
| Participant deferral / active EE | $3,281 | $7,801-57.9% | $7,448-55.9% | $6,401-48.7% |
| Admin fee / account holder | $158 | $11,570-98.6% | $10,009-98.4% | $11,431-98.6% |