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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,615 | $90,617+19.9% | $79,476+36.7% | $135,382-19.8% |
| Participation rate | 40.0% | 76.1%-36.1pp | 73.3%-33.3pp | 82.6%-42.6pp |
| Annual return | -5.94% | 977.57%-983.5pp | 718.21%-724.2pp | 519.77%-525.7pp |
| Employer contribution / active EE | $1,589 | $3,068-48.2% | $2,800-43.2% | $4,779-66.7% |
| Participant deferral / active EE | $5,646 | $4,050+39.4% | $3,704+52.4% | $5,609+0.7% |
| Admin fee / account holder | $0 | $5,907-100.0% | $5,113-100.0% | $10,829-100.0% |