Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH - EPS Service code 26 · EIN 13-5674085 150 N. COLLEGE ST. · CHARLOTTE, NC 28202 | Advisory (Participants) | $12,581 |
Filed as: MERRILL LYNCH - FAS Service code 26 · EIN 13-5674085 150 N. COLLEGE ST. · CHARLOTTE, NC 28202 | Advisory (Participants) | $9,436 |
Service code 15 · EIN 01-0233346 P.O. BOX 600 · BUFFALO, NY 142010600 | Recordkeeping | $279 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,548 | $84,493-76.9% | $125,381-84.4% | $66,938-70.8% |
| Participation rate | 54.7% | 76.4%-21.7pp | 82.4%-27.7pp | 69.8%-15.1pp |
| Annual return | 25.95% | -8.49%+34.4pp | 572.31%-546.4pp | 1.58%+24.4pp |
| Employer contribution / active EE | $446 | $3,554-87.4% | $4,815-90.7% | $2,545-82.5% |
| Participant deferral / active EE | $3,957 | $6,783-41.7% | $7,448-46.9% | $4,238-6.6% |
| Admin fee / account holder | $316 | $685-53.9% | $10,007-96.8% | $594-46.8% |