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| Provider | Service type | Compensation |
|---|---|---|
ALL VALLEY ADMINISTRATORS, LLC2+ years Service code 15 · EIN 77-0536417 7525 N. CEDAR AVENUE, STE 109 · FRESNO, CA 93720 | Recordkeeping | $1,125 |
Filed as: TRANSAMERICA LIFE INSURANCE COMPANY Service code 15 · EIN 39-0989781 | Recordkeeping | $72 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,176 | $79,523-28.1% | $140,019-59.2% | $56,287+1.6% |
| Participation rate | 59.5% | 85.7%-26.2pp | 87.5%-28.0pp | 69.9%-10.4pp |
| Annual return | -5.65% | 2.39%-8.0pp | 651.15%-656.8pp | -9.96%+4.3pp |
| Employer contribution / active EE | $1,534 | $3,350-54.2% | $5,605-72.6% | $2,111-27.3% |
| Participant deferral / active EE | $2,778 | $5,129-45.8% | $6,927-59.9% | $3,350-17.1% |
| Admin fee / account holder | $8 | $614-98.7% | $10,705-99.9% | $521-98.4% |