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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,059 | $135,645-49.1% | $110,243-37.4% | $135,379-49.0% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -8.56% | 513.24%-521.8pp | 314.76%-323.3pp | 519.79%-528.3pp |
| Employer contribution / active EE | $0 | $4,907-100.0% | $3,827-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $29,600 | $5,507+437.5% | $4,672+533.5% | $5,609+427.7% |
| Admin fee / account holder | $491 | $11,458-95.7% | $8,548-94.3% | $10,828-95.5% |