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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,106 | $113,941-52.5% | $94,229-42.6% | $125,389-56.8% |
| Participation rate | 61.9% | 82.9%-21.0pp | 78.8%-16.9pp | 83.2%-21.3pp |
| Annual return | -0.84% | 5.29%-6.1pp | 10.68%-11.5pp | 282.24%-283.1pp |
| Employer contribution / active EE | $1,620 | $4,727-65.7% | $3,587-54.8% | $4,866-66.7% |
| Participant deferral / active EE | $4,587 | $5,179-11.4% | $4,320+6.2% | $5,352-14.3% |
| Admin fee / account holder | $322 | $8,392-96.2% | $6,269-94.9% | $9,541-96.6% |